Liquidity Events

Make the most of your
liquidity event

IPOs, acquisitions, and secondary sales are rare and irreversible. The decisions you make in the months before and after define your financial future for decades.

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Sound familiar?

Timing decisions that can't wait

IPO lock-up expirations, acquisition close dates, and secondary sale windows create real urgency. The wrong move at the wrong time costs you.

Tax-aware transition planning is hard

Capital gains, ordinary income, QSBS, and state tax exposure all vary by how and when you sell. Most advisors learn this after the fact.

Emotional decision pressure

Sudden wealth changes your relationship with money. Impulsive decisions — large purchases, over-diversification, bad investments — are common and expensive.

Sudden financial complexity

Before the event: one or two accounts. After: brokerage, trust, donor-advised fund, real estate, private equity. You need a system.

How Forward helps

Forward specializes in the full arc of a liquidity event — from pre-event planning and tax modeling through the transition and into long-term wealth management. We help you move deliberately, not reactively.

  • Pre-event financial modeling and tax scenario planning
  • QSBS eligibility analysis and exclusion planning
  • Tax-optimized selling strategies across concentrated positions
  • Diversification roadmap tailored to your timeline and risk tolerance
  • Ongoing wealth management after the event closes

What's included

Comprehensive coverage before, during, and after your event.

Investment Management

  • Transition from concentrated position to diversified portfolio
  • Direct indexing for large taxable proceeds
  • Ongoing management of post-event wealth
  • Private investment and alternative asset coordination

Financial Advice

  • Pre-event scenario modeling and decision support
  • Estate planning and trust structure review
  • Charitable giving strategies (DAF, QCDs)
  • Long-term plan built around your new baseline

Tax Strategy

  • QSBS Section 1202 exclusion analysis
  • Capital gains acceleration or deferral strategies
  • AMT exposure from ISO exercises at IPO
  • State tax domicile and residency planning

Tax Filing

  • Liquidation event reporting handled correctly
  • Multi-state returns for complex income situations
  • Estimated tax planning for windfall years
  • Included in your plan — no per-event charges

Have a liquidity event on the horizon?

The earlier you start planning, the more options you have. Let's talk before the window closes.

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