For Tech Professionals

Built for the complexity of
tech compensation

RSUs, ISOs, ESPPs, and concentrated positions require a different kind of financial advisor — one who understands equity comp as deeply as you do.

Schedule a Call

Sound familiar?

RSU & ISO complexity

Vesting schedules, holding periods, and exercise windows all require different tax treatment. Most advisors don't understand equity comp.

AMT risk from stock options

Exercising ISOs can trigger the Alternative Minimum Tax. Without modeling, you won't know the cost until it's too late.

Concentrated stock positions

Your net worth is tied to one company's stock. Diversifying without a plan means a large, preventable tax bill.

Nobody coordinates equity with taxes

Your financial advisor and CPA work in silos. Equity comp decisions have tax consequences that require both to be in the room.

How Forward helps

Forward was built to handle exactly this kind of complexity. We combine a dedicated human advisor with modern technology to give you a coordinated plan — equity comp, taxes, and investments working together.

✓Vesting schedule modeling integrated into your financial plan
✓Tax-optimized ISO exercise strategies and AMT analysis
✓Diversification roadmap for concentrated positions
✓Equity comp decisions coordinated with your annual tax return
✓NQSOs, RSUs, and ESPPs — we handle all of it

What's included

Everything you need, built for tech compensation complexity.

Investment Management

✓Direct indexing for equity comp concentrations
✓Tax-loss harvesting against vesting gains
✓Diversification planning around lock-up periods
✓Ongoing rebalancing with tax awareness

Financial Advice

✓Vesting schedule integrated into your plan
✓ISO exercise modeling and timing
✓Dedicated advisor who knows tech compensation
✓Goal planning with equity comp as the engine

Tax Strategy

✓AMT analysis before you exercise
✓Qualified Disposition planning for ISOs
✓ESPP sale optimization
✓Proactive strategies, not reactive filing

Tax Filing

✓Form 3921 and 3922 handled correctly
✓Multi-state returns for remote workers
✓Wash sale tracking across equity and portfolio
✓Accuracy guaranteed — included in your plan

Ready to build a plan around your equity comp?

Talk to a Forward advisor who understands the full picture of tech compensation.