How Forward safeguards your assets

Your assets are held at an independent custodian, protected by layers of regulation and insurance.

Our safeguards

Protected by SIPC and excess coverage

SIPC protects up to $500,000, including $250,000 in cash. Our custodian adds excess coverage up to $40 million per account ($2 million for cash), within a $150 million aggregate limit. Loaned shares are excluded. Neither covers market losses.
How SIPC works
We never hold your assets

Your account is opened in your name at an independent custodian. We manage it. We never hold it.
Our custodian on FINRA BrokerCheck
Withdrawals only go to you

Withdrawals and transfers out can only go to an account in your name. Apart from the advisory fee you authorize, we can’t move money out of your account.

: Your account stays at the custodian, in your name. You can move it to another brokerage or hire another adviser. Nothing is pooled or locked up.
: No. SIPC and excess coverage protect you if the custodian fails. They don’t cover investment losses.
: We never ask for your brokerage password. Every system that touches client data requires multi-factor authentication, under a written information security program.